Fee-Based Financial Planning

Expectations can be the single greatest component to a fruitful relationship. If they are known and agreed upon, all parties will know and understand the roles they play. Those who are engaged in our financial planning platform can expect an open and honest conversation with their planning and staff. In addition, they can expect:

A comprehensive financial plan addressing multiple areas

Financial Position

Knowing your current net worth
Tracking your current income and expenses
Establish ways to manage debt
Projecting your current net worth, income and expenses

Protection Planning

Life Insurance
Disability Income Insurance
Long-Term Care Insurance
Property/Casualty Insuarnce
Key-Person Coverage
Business Overhead Expense Coverage

Retirement Planning

Social Security
Employer-Sponsored Plan Anaysis
Distribution Planning
Funding Analysis
Non-Qualified Plan
Executive Compensation

Investment Planning

Determining Cash Reserves
Education Funding
Goal Funding
Investment Research and Analysis
Hypothetical Illustrations
Portfolio Analysis
Monte Carlo Analysis
Options Analysis

Tax Management*

Income Tax Analysis
Estate Tax Analysis
Alternative Minimum Tax Analysis
Capital Gains / Loses Analysis

Estate Planning*

Will Analysis
Estate Tax Analysis
Charitable Giving
Estate Equalization
Wealth Preservation
Trust Utilization
Buy-Sell Funding

An Analysis and Recommendations Report which provides strengths, weakness and a recommended course of action for the areas addressed in your financial plan.

An Implementation Report which applies timeframes to the list of recommendations.
A personalized website created to simplify your financial life through the use of account aggregation.
A minimum of two meetings to track progress and determine next steps after the plan has been delivered.
Meeting(s) with your CPA, Tax or Estate Planning Attorney – all at no charge

We will typically have a plan created within 30 – 90 days from receiving all the required financial documents.

* The information is provided with the understanding that it is not intended to be interpreted as specific legal or tax advice. Employees and agents are not authorized to give legal or tax advice. Individuals are encouraged to seek the guidance of their own personal legal or tax counsel.