How We Do It – Our Process
Financial Planning takes the guesswork out of managing your finances and helps you understand the implications of each financial decision you make. In many ways, financial planning is largely like Preventative Care; it allows certain events to be thoughtfully addressed in advance to help determine an optimal course of action. Unlike tax returns, which record history, a well-crafted plan is forward looking and adaptable.
By what process is this accomplished? We adhere to the financial planning process from the Certified Financial Planner Board.
1. Agree on how to work together. The first step is to conduct an informational meeting. This meeting gives all parties a stress-free environment in which to learn why if a financial plan can meet their needs. This is also an opportunity to learn about our experience, education, and philosophy on wealth.
2. Gather information about your finances and set goals. A second meeting is used to formally initiate the planning process with the signing of an advisory engagement. This is also the foundation meeting – where we talk about your life, goals, and how you see things panning out.
1 – The producer’s relationship with the client during post-plan delivery is as a registered representative and not as a fee-based financial planner.
2 – The client is free to implement the plan recommendations with whomever he or she chooses.
3 – Periodic reviews or updates require new agreement and may be subject to additional fees.